Appraisal services for Champaign and Champaign County homeownersThe top 7 reasons why Illinois homeowners use Brandow Real Estate Appraisals:
At Brandow Real Estate Appraisals, we understand the special needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Brandow Real Estate Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.Challenging Champaign County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other homes close to yours. That means you're paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Brandow Real Estate Appraisals is your best weapon when challenging your property tax assessment.PMI Removal AppraisalsA preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. Brandow Real Estate Appraisals is seasoned in helping folks just like you delete unwanted PMI insurance.HELOC recently frozen?If your property is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Brandow Real Estate Appraisals can help you reinstate your home equity line of credit with an expert appraisal.Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Brandow Real Estate Appraisals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. Even though most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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